Marc spent many years at Google where he helped to launch the first version of Google Wallet. He went on to start Index which Stripe acquired as its in-store payment solution—it's now called Stripe Terminal.

Elliot started his career at Affirm where he built the early risk and credit data infrastructure system (the inspiration for Chalk). He then started Haven Money (with Andy) which Credit Karma acquired to power its banking products.

Andy met Elliot at Stanford admit weekend—Elliot was his room host and they've been best friends ever since. After school, Andy worked at Palantir on large government data infrastructure projects. He then founded Haven Money (with Elliot) which now powers Credit Karma Money.